Monday, July 27, 2009
finding a hobby,making money
For right now it is more of a hobby, but I am trying to turn it into a full time job. I started Ebay again 9 days ago and opened my Ebay store 3 days ago. So far I have made about $40.I am excited and I am going to try to double that in a month. I am still broke but I am able to buy the necessities and that goes a long way when you have kids. I am going to use any money that I earn to pay off debt and buy the absolute necessary items. Today I used some of the earnings to buy laundry soap. That definitely classifies as a necessary item.
Friday, July 24, 2009
simple- still broke
I am still just buying what I have to have, just food, supplements for my children, shots for the dog, pet food, and I am paying furniture every other week and loans three times a month and I am paying my share of the rent.I am still broke and still worried. I tried get a job and realized that leaving my kids in daycare would be the worst thing I could do to them, so I did the next best thing. I hired myself. I am selling stuff on Ebay and I am going to open an Ebay store next week and hopefully be able to within a year make a small but nice income with it.That way I am home with my kids and can still take care of them.
Friday, July 10, 2009
still hanging on...barely
I am still looking for a job, I am still broke, I lay awake all night worrying about finances, how I am going to buy food for my kids, how I am going to buy school supplies etc. I used the little bit of money I saved up over the past week to buy dinner at the store for the past two nights, my sister got another loan and I used that to buy diapers for my daughter, dinner last night, and dog food, it took all of it so I am still broke, I am worried about buying the supplements for my children that they need next week. I am still looking for a job I applied at seven places this past week and I have four more applications to turn in today. I am going to hopefully get a job during the day and put the kids in daycare then I am going to also try to get on overnights somewhere for awhile and work both jobs until I out of this rut.
Thursday, July 9, 2009
finding light at the end
I am very far from finding light at the end of my long dark tunnel, but I did find hope. My children are on special diets and I have always found it hard to put them in daycare for various reasons. My mom works at a daycare and they will take my children and I can bring their food, so now i am on a quest to find any job with any hours that is in my town so that if I have to I can walk to work. I am also going to find another job overnight to see if I can get out of debt at lightening speed so that I can save money, buy a house and live happily ever after.
Wednesday, July 8, 2009
still haven't bought anything
It has been about three days since I have bought anything and then the only thing I bought was food for dinner. I never leave the house hardly anymore it is easier to save money when you don't go anywhere. It is also better for my sanity to not have to take the kids anywhere. I am still saving a little bit everyday to pay bills. I am also still looking for a job. I have applied for two so far and have heard nothing back. i am trying to get a job before school starts so that I can buy school supplies and shoes for my children without having to get a loan. I am afraid I am going to have to get one anyway to cover bills that are going to be due end of the month.I did manage to pay off one of the beds last week. that brings our furniture bill down to $100 a week which saves us $160 a month. I am not going to really see it though because i have to pay back loans end of the month.
Monday, July 6, 2009
so far so good
so far this week I have managed to put at least $1 in savings everyday, I talked to my credit card company and they are not going to charge off my account, they are giving me 1 month to come up with about $130 to get caught up, then I will not use it, I am going to pay off my debt one bill at a time, I am clearing out the house of all the stuff i do not need and I am not buying anything unless I have an immediate need for it. The kids are going along fine with it, they are sharing a room now, and starting next month we will be splitting the bills 4 ways so I will be savings on rent and utilities. i am still looking for a job, it is going slow. I am hoping to have one before school starts. i feel better since we have less stuff in the house. too much stuff can suffocate you. Now everything has a place to go and I am not tempted to buy extra stuff. i will keep posting on how things are going.
Thursday, July 2, 2009
getting down to the basics
I am watching my spending, I have only spent $21 in three days, I am just buying things we cannot live without, and I am living without some things that I really need. I am going to pay off one of the furniture bills this week. Next week i am going to have a garage sale and I am going to send all of the money I make from it to my credit card. Tonight I am going to look for a job overnight so that I can make more money and still take care of my kids during the day. I am also not buying any junk food anymore for me,I am not wasting a single penny on anything that doesn't have to do with survival. I am cleaning out the house and selling anything that I am allowed to so that I can get out of debt faster. I have always lived simply, and I have always been somewhat poor, but I am really getting back to the very basics. I have discovered that peace of mind, not worrying about debt, credit problems and not having collectors clog up your phone lines and mailbox is far more important than stuff, I have also decided that since my children have not outgrown their clothes yet that I am not going to buy them school clothes this year, just shoes, supplies and my son will get a haircut. I am going to continue to post about my successes as well as my failures until I am living in a brick home on my own land and my credit score is almost perfect. $40,000 left to go.
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